Most people work for money their entire lives. Investors make money work for them. Use these questions to discuss the mindset, language, and decisions that separate the two.
What is the practical difference between saving money and investing it? Over 30 years, which builds more wealth — and why do most people choose saving over investing?
Try to use: real return, inflation erosion, compound growth, risk tolerance, time horizon
"Never invest in something you don't understand." Warren Buffett lives by this rule. Do you agree — or does following it mean missing too many opportunities?
Try to use: circle of competence, due diligence, information asymmetry, informed decision, speculation
If you had $10,000 to invest today and could not touch it for 10 years, what would you do with it? Walk the group through your reasoning — what would you buy and why?
Try to use: asset allocation, diversification, index fund, equity, time horizon, risk-reward
Einstein allegedly called compound growth the "eighth wonder of the world." Explain the concept in your own words — and then discuss why most people start investing too late to benefit fully.
Try to use: compounding, reinvested returns, exponential growth, time in the market, early start
What is the difference between a bull market and a bear market? Should you change your investment strategy depending on which one you are in — or stay the course regardless?
Try to use: market timing, dollar-cost averaging, panic selling, long-term perspective, volatility
What stops most people from investing — fear, lack of knowledge, lack of capital, or something else? What is the single biggest barrier for you personally?
Try to use: barrier to entry, financial literacy, loss aversion, inertia, accessibility